What is insured?
Loss of/damage to the Insured’s property by theft accompanied by actual forcible and violent breaking into or out of the building, or any attempt thereat

What is not insured?

  • Loss of earnings/Consequential Loss
  • Acts of terrorism
  • War, Invasion or warlike operations
  • Ionizing radiation or contamination by radioactivity
  • Nuclear weapons
  • Short circuiting/Self heating, leakage or electricity
  • Loss/damage during the process of, or following fire or explosion
  • Livestock, money and other precious goods/documents

Where am I covered?

  • Within specified location in Nigeria

What are my obligations?

  • To disclose all material facts of the subject matter
  • Payment of premium
  • Immediate notification of claimable event
  • In the event of loss, take steps to minimize the loss or damage and recover any missing property
  • Cooperate with claim adjusters

Are there any restrictions on cover?

  • Policy Deductibles
  • Sum Insured
  • Geographical Limit

How do I pay?

  • VISA|MasterCard|Verve

When does the cover start and end?
Cover starts Immediately upon issuance of insurance Policy document (subject to Policy conditions) and ends at midnight of the expiry date of policy.

  • Restoration of financial loss
  • Continuity of business
  • Continuity/ restoration of occupancy
  • Repair or replacement of damaged property