What is Insured?

  • Private dwelling houses and/or the contents/personal effects of Individuals against losses from Fire & Allied Perils, Burglary, Theft, Third Party Liability and loss of Rent/Cost of alternative accommodation in the event of fire.
  • Death of Insured/Spouse

What is not Insured?

  • Bodily injury to any member of the Insured's family/Employee
  • War, Invasion or warlike operations
  • Ionising radiation or contamination by radioactivity
  • Nuclear weapons
  • Consequential Loss
  • Cash/Bank Notes, Money etc.

Where am I covered?

Within Nigeria

What are my Obligations?

  • To disclose all material facts of the subject matter
  • Payment of premium
  • Immediate notification of claimable event
  • In the event of loss, take steps to minimize the loss or damage and recover any missing property
  • Cooperate with claim adjusters

Are there any restrictions on cover?

  • Policy Deductibles
  • Sum Insured
  • Geographical Limit

How do I pay?

  • VISA|MasterCard|Verve

When does the cover start and end?

Immediately after issuance of insurance Policy document (subject to Policy conditions) and ends at 4:00 PM on the expiry date.


  • Restoration of financial loss
  • Damages for liability to third parties
  • Continuity/ restoration of occupancy
  • Repair or replacement of damaged property.