Allied Perils such as aircraft/aerial devices dropped; riot/strike/locked out workers; Malicious damage; Earthquake/ Volcanic eruption; Storm/Tempest/Flood; Escape of water from Tank/Pipe; Impact by any road vehicle/Animal
What is not insured?
Loss of earnings/Consequential Loss
Acts of terrorism
War, Invasion or warlike operations
Ionising radiation or contamination by radioactivity
Short-circuiting/Self heating, leakage or electricity
Precious goods held in trust or on commission by the Insured/family members
Where am I covered?
What are my obligations?
To disclose all material facts of the subject matter
Payment of premium
Immediate notification of claimable event
In the event of fire, take steps to minimize the loss or damage and recover any missing property
Cooperate with claim adjusters
Are there any restrictions on cover?
How do I pay?
When does the cover start and end?
Immediately after issuance of insurance Policy document (subject to Policy conditions) and end at 4:00 PM on the expiry date of policy.